CPA Glossary: 20 terms, plain English

The vocabulary spanning all 3 Core sections and all 3 Discipline options, explained in plain English — each with a link to the full section page for deeper context.

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Audit Risk Model Materiality ASC 606 Goodwill Deferred Tax QBI Deduction Capital Gain Like-Kind Exchange DuPont Decomposition Operating Leverage Quality of Earnings SOC Report CIA Triad COBIT GILTI Entity Selection 18-Month Rule CPA Evolution Core / Discipline Section NASBA
Auditing and Attestation

Audit Risk Model

Audit Risk = Inherent Risk × Control Risk × Detection Risk. Auditors use it to determine how much substantive testing is needed to keep overall audit risk at an acceptably low level.

Full AUD breakdown →
Auditing and Attestation

Materiality

The threshold at which a misstatement could reasonably influence a financial statement user's decisions — sets the scope and depth of audit testing.

Full AUD breakdown →
Financial Accounting and Reporting

ASC 606 (Revenue Recognition)

The five-step revenue recognition model: identify the contract, identify performance obligations, determine the transaction price, allocate the price, and recognize revenue as obligations are satisfied.

Full FAR breakdown →
Financial Accounting and Reporting

Goodwill

The excess of consideration paid for a business over the fair value of its identifiable net assets acquired, under ASC 805's acquisition method.

Full FAR breakdown →
Financial Accounting and Reporting

Deferred Tax (ASC 740)

A balance sheet item arising from temporary differences between book and tax treatment of income and expenses — a deferred tax liability means more tax will be paid later; a deferred tax asset means less.

Full FAR breakdown →
Regulation / Tax Compliance & Planning

QBI Deduction (§199A)

The Qualified Business Income deduction allows eligible pass-through business owners to deduct up to 20% of qualified business income, subject to income thresholds and W-2 wage limitations.

Full REG breakdown →
Regulation

Capital Gain

Profit from selling a capital asset. Long-term (held over one year) gains are generally taxed at preferential rates; short-term gains are taxed as ordinary income.

Full REG breakdown →
Regulation

Like-Kind Exchange (§1031)

A provision allowing deferral of capital gains tax when real property held for business or investment is exchanged for similar real property, rather than sold for cash.

Full REG breakdown →
Business Analysis and Reporting

DuPont Decomposition

Breaks Return on Equity into three drivers — net profit margin, asset turnover, and financial leverage — to identify which lever is actually responsible for a company's ROE.

Full BAR breakdown →
Business Analysis and Reporting

Degree of Operating Leverage

Contribution margin divided by operating income — measures how sensitive operating income is to a change in sales volume. Higher fixed costs mean higher operating leverage.

Full BAR breakdown →
Business Analysis and Reporting

Quality of Earnings

An assessment of how sustainable and cash-backed a company's reported earnings actually are — high accrual-based earnings with weak cash flow backing are a red flag of lower earnings quality.

Full BAR breakdown →
Information Systems and Controls

SOC Report

System and Organization Controls reports. SOC 1 covers controls relevant to a user entity's financial reporting; SOC 2 covers security, availability, and related Trust Services Criteria. Type II reports test operating effectiveness over time; Type I only tests design.

Full ISC breakdown →
Information Systems and Controls

CIA Triad

The three core objectives of information security: Confidentiality, Integrity, and Availability of data and systems.

Full ISC breakdown →
Information Systems and Controls

COBIT

A framework for IT governance and management, distinguishing governance (setting direction, monitoring) from management (planning, building, running IT processes).

Full ISC breakdown →
Tax Compliance and Planning

GILTI

Global Intangible Low-Taxed Income — a category of income under §951A that US shareholders of controlled foreign corporations must include currently, designed to discourage shifting profits to low-tax jurisdictions.

Full TCP breakdown →
Tax Compliance and Planning

Entity Selection

The analysis of which business structure (sole proprietorship, partnership, S corp, C corp, or LLC) minimizes total tax burden for a given owner and business, factoring in self-employment tax, QBI eligibility, and double taxation.

Full TCP breakdown →
General CPA Exam

18-Month Rule

Once you pass your first CPA section, you have 18 months (a rolling window) to pass the remaining three — only the oldest passed section is ever at risk of expiring.

Full CPA Exam Guide →
General CPA Exam

CPA Evolution

The current CPA exam model (effective 2024): every candidate takes the same 3 Core sections (AUD, FAR, REG), then picks one Discipline (BAR, ISC, or TCP) matching their career direction.

Full CPA Exam Guide →
General CPA Exam

Core Section / Discipline Section

Core sections (AUD, FAR, REG) are mandatory for every candidate. Discipline sections (BAR, ISC, TCP) — choose exactly one — let candidates specialize, without restricting what they can practice as a licensed CPA afterward.

Full CPA Exam Guide →
General CPA Exam

NASBA

The National Association of State Boards of Accountancy — coordinates CPA exam administration and scheduling across US state boards, which each set their own specific licensure requirements.

Full CPA Exam Guide →

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